Privacy Policy

Last updated: [date]

Express Life ("we," "us") runs this website to connect people who request life insurance quotes with licensed insurance agents. This policy explains what we collect and what we do with it.

What we collect

• Contact details: name, email address, mobile phone number and state.
• Quote details: age, coverage or mortgage amounts, the reason you're looking, tobacco use, health history you choose to share, and your beneficiary's name and relationship.
• Technical details: IP address, browser type, the page and ad you came from, and a record of your consent.

How we use it

• To verify your phone number by text message.
• To share your request with a licensed insurance agent or agency so they can contact you with quotes. We share each request with one agent or agency, and we may be paid for doing so.
• To keep records of your consent, prevent fraud, and improve our advertising.
• To protect our form from bots, using Cloudflare Turnstile, and to count how many visitors finish each step of the form. Step counts never include your answers.

We do not share your health information with advertising platforms.

Selling or sharing, and your choices

Some privacy laws treat connecting you with an agent for pay as "selling," and treat the advertising cookies on this site as "sharing" for targeted advertising. You can opt out. We honor the Global Privacy Control (GPC) browser signal: if your browser sends it, we do not load advertising cookies and we flag your request so it is not shared for advertising. You can also make a request on our Your Privacy Choices page. We do not knowingly collect information from anyone under 18.

Calls and text messages

If you give consent on our form, an agent may call or text you about life insurance, including with automated technology. Consent is not required to buy anything. Reply STOP to any text to opt out, or email us to be added to our do-not-contact list.

Cookies and advertising

We use cookies and similar tools, including the Meta Pixel, to measure how our ads perform, and Cloudflare Web Analytics, which doesn't use cookies, to measure site speed and visits. You can control cookies in your browser settings or through Your Privacy Choices.

Your choices and rights

You can ask us to access, correct or delete your information, or to stop sharing it, by emailing [contact email]. Depending on your state, you may have additional privacy rights.

Security and retention

We protect your information with encryption in transit and limit who can access it. We keep consent records for at least five years to meet legal requirements.

Contact

Express Life, [mailing address], [contact email], [phone].

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